Best Chevy Corvette Insurance in Laredo

It goes without saying that car insurance companies don’t want you shop around. Consumers who shop around for cheaper price quotes will presumably buy a different policy because of the high probability of finding a policy with better rates. A recent car insurance study revealed that consumers who shopped around every year saved $865 a year compared to drivers who don’t regularly compare prices.

If finding the cheapest price for insurance in Laredo is your ultimate objective, then having a good understanding how to choose a company and compare insurance can help you be more efficient.

Discount Chevy Corvette insuranceIf your goal is the lowest price, then the best way to get cheaper auto insurance rates is to do an annual price comparison from providers in Laredo.

  1. Try to understand car insurance and the measures you can take to keep rates low. Many policy risk factors that increase rates like inattentive driving and a bad credit score can be amended by making minor driving habit or lifestyle changes.
  2. Get rate quotes from exclusive agents, independent agents, and direct providers. Exclusive and direct companies can only give rate quotes from one company like Progressive or Allstate, while independent agents can give you price quotes for a wide range of companies.
  3. Compare the new rate quotes to your existing rates to see if a cheaper rate is available. If you can save some money, make sure there is no coverage gap between policies.
  4. Tell your current agent or company to cancel your current policy and submit the signed application along with the required initial payment for your new policy. Don’t forget to keep your new certificate verifying proof of insurance with your vehicle’s registration.

An important note is to use the same physical damage deductibles and liability limits on each quote and and to get prices from as many different insurance providers as possible. This helps ensure an accurate price comparison and a complete selection of prices.

Reducing your insurance rates is actually easier than you may think. The only thing you need to do is invest a little time to compare rate quotes to discover which company has affordable Chevrolet Corvette insurance quotes.

The companies shown below have been selected to offer free quotes in Texas. If multiple companies are listed, we recommend you visit as many as you can to get a more complete price comparison.

Don’t overlook these Chevy Corvette insurance discounts

Properly insuring your vehicles can get expensive, but you might find some hidden discounts that you may not even know about. A few discounts will be applied at the time you complete a quote, but some must be inquired about in order for you to get them.Cheaper insurance with discounts

Discounts reduce rates, but you should keep in mind that some credits don’t apply to all coverage premiums. Most cut the cost of specific coverages such as medical payments or collision. So despite the fact that it appears you would end up receiving a 100% discount, you won’t be that lucky. Any amount of discount will definitely reduce your policy premiums.

The example below shows the comparison of Chevy Corvette insurance rates with and without policy discounts. Data assumes a female driver, no violations or accidents, Texas state minimum liability limits, full physical damage coverage, and $100 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-car, claim-free, multi-policy, marriage, safe-driver, and homeowner discounts applied.

A list of insurance companies and a summarized list of policyholder discounts include:

Check with each company how you can save money. Savings might not be available to policyholders in your area.

Coverage information

The premium table below showcases detailed analysis of insurance rates for Chevy Corvette models. Having a better understanding of how insurance rates are determined can help guide drivers when making decisions on which insurance to purchase.


Chevrolet Corvette Insurance Rates in Laredo, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Corvette 2-Dr Coupe $286 $602 $284 $16 $86 $1,274 $106
Corvette GS 2-Dr Coupe $338 $672 $284 $16 $86 $1,396 $116
Corvette 2-Dr Convertible $338 $672 $366 $22 $110 $1,508 $126
Corvette GS 2-Dr Convertible $364 $742 $366 $22 $110 $1,604 $134
Corvette Z06 2-Dr Coupe $364 $742 $284 $16 $86 $1,492 $124
Corvette ZR1 2-Dr Coupe $470 $1022 $284 $16 $86 $1,878 $157
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Data rating is based on single female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Texas minimum liability limits. Discounts applied include claim-free, safe-driver, multi-policy, homeowner, and multi-vehicle. Price estimates do not factor in specific location which can change coverage rates noticeably.

Physical damage deductibles

When buying insurance, a common question is which deductibles should you choose. The rates below may help to illustrate the cost difference when you buy lower versus higher policy deductibles. The first data table uses a $250 comprehensive and collision deductible and the second price chart uses a $500 deductible.


Chevrolet Corvette insurance policy rates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Corvette 2-Dr Coupe $408 $762 $252 $14 $76 $1,537 $128
Corvette GS 2-Dr Coupe $484 $850 $252 $14 $76 $1,701 $142
Corvette 2-Dr Convertible $484 $850 $324 $20 $96 $1,799 $150
Corvette GS 2-Dr Convertible $522 $938 $324 $20 $96 $1,925 $160
Corvette Z06 2-Dr Coupe $522 $938 $252 $14 $76 $1,827 $152
Corvette ZR1 2-Dr Coupe $674 $1292 $252 $14 $76 $2,333 $194
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Chevrolet Corvette insurance policy rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Corvette 2-Dr Coupe $332 $614 $252 $14 $76 $1,288 $107
Corvette GS 2-Dr Coupe $394 $686 $252 $14 $76 $1,422 $119
Corvette 2-Dr Convertible $394 $686 $324 $20 $96 $1,520 $127
Corvette GS 2-Dr Convertible $424 $756 $324 $20 $96 $1,620 $135
Corvette Z06 2-Dr Coupe $424 $756 $252 $14 $76 $1,522 $127
Corvette ZR1 2-Dr Coupe $548 $1042 $252 $14 $76 $1,932 $161
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Data based on married male driver age 30, no speeding tickets, no at-fault accidents, and Texas minimum liability limits. Discounts applied include claim-free, multi-policy, safe-driver, homeowner, and multi-vehicle. Rate information does not factor in specific zip code location which can impact premiums noticeably.

We can derive from the above data that using a $250 deductible costs about $25 more each month or $300 for a full year than opting for the higher $500 deductible. Since you would pay $250 more if you turn in a claim with a $500 deductible as compared to a $250 deductible, if you normally go at least 10 months between claims, you would come out ahead if you choose the higher deductible.

The example below illustrates how choosing a deductible and can impact Chevy Corvette insurance rates for different ages of insureds. The rates are based on a single female driver, full coverage, and no discounts are taken into consideration.

Age, gender, and Chevrolet Corvette insurance

The information below illustrates the comparison of Chevy Corvette car insurance rates for male and female drivers. The rate quotes are based on no violations or accidents, comprehensive and collision coverage, $250 deductibles, drivers are single, and no discounts are factored in.

Ratings for Texas auto insurance companies

Selecting the top insurance company is hard considering how many companies sell coverage in Laredo. The information shown next may help you pick which car insurance providers to look at comparing rates with.

Top 10 Laredo Car Insurance Companies by A.M. Best Rank

  1. Travelers – A++
  2. USAA – A++
  3. GEICO – A++
  4. State Farm – A++
  5. Titan Insurance – A+
  6. Esurance – A+
  7. Progressive – A+
  8. The Hartford – A+
  9. Allstate – A+
  10. Nationwide – A+

Top 10 Laredo Car Insurance Companies Ranked by Customer Satisfaction

  1. USAA – 91%
  2. AAA Insurance – 90%
  3. Esurance – 90%
  4. Mercury Insurance – 89%
  5. Nationwide – 89%
  6. Travelers – 88%
  7. Progressive – 88%
  8. Safeco Insurance – 88%
  9. State Farm – 88%
  10. Allstate – 88%

How Insurers Determine Chevy Corvette Insurance Premiums

Many different elements are taken into consideration when pricing auto insurance. Some are pretty understandable like a motor vehicle report, although some other factors are less apparent such as your marital status or your vehicle rating.

Listed below are a few of the “ingredients” used by your company to calculate rates.