What Insurance is Cheapest for a Subaru Impreza in Laredo?

Finding cheap auto insurance for a Subaru Impreza hinges on a large number of factors such as how many miles you drive each year, the likelihood of vehicle theft, and driving violations and tickets. Drivers in Texas will pay around $1,403 annually to insure their Impreza, but that amount is an approximation using a 30-year-old married female driver with full physical damage coverage and $100 deductibles.

It’s more than likely you aren’t exactly 30 years old or even a female, single instead of married, or maybe you have a speeding ticket that needs to be factored in. Auto insurance is not the same for everyone, so the way we recommend to find cheap insurance prices for your Subaru is to compare as many rates as possible. Quotes only take a few minutes and you will be able to see rates from top-rated companies that offer coverage in Texas.

Compare Subaru Impreza Insurance Rates

The specific trim level tends to impact the cost of insurance, so the price to insure a Impreza 2.5I 4WD Station Wagon trim level will be $394 less expensive the insurance cost for the higher-priced Impreza WRX STI 4WD Station Wagon trim level, as shown in the prices below.

Subaru Impreza Insurance Rates in Laredo, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Impreza 2.5I 4WD Station Wagon $318 $476 $388 $24 $116 $1,322 $110
Impreza 2.5I 4WD Station Wagon $318 $476 $388 $24 $116 $1,322 $110
Impreza Outback Sport 4WD Station Wagon $318 $580 $388 $24 $116 $1,426 $119
Impreza 2.5I AWD 4-Dr $358 $580 $388 $24 $116 $1,466 $122
Impreza 2.5I Premium Package AWD 4-Dr $358 $684 $388 $24 $116 $1,570 $131
Impreza WRX 4WD Station Wagon $358 $684 $388 $24 $116 $1,570 $131
Impreza 2.5 GT 4WD Station Wagon $400 $684 $388 $24 $116 $1,612 $134
Impreza WRX AWD 4-Dr $400 $788 $388 $24 $116 $1,716 $143
Impreza 2.5I GT AWD 4-Dr $400 $788 $388 $24 $116 $1,716 $143
Impreza WRX STI 4WD Station Wagon $400 $788 $388 $24 $116 $1,716 $143
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Table data represents married female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Texas minimum liability limits. Discounts applied include multi-vehicle, safe-driver, multi-policy, homeowner, and claim-free. Rate information does not factor in specific location information which can modify coverage rates significantly.

Insuring your vehicle with the right car insurance provider can be challenging considering how many companies sell coverage in Laredo. The ranking data listed below could help you analyze which auto insurers to look at shopping your coverage with.

The rankings below only include companies who write in the majority of U.S. states, so smaller regional companies will not be included in these rankings. To check prices from many more Texas auto insurance companies, follow this link.

Top 10 Large Auto Insurance Companies in Laredo Ranked by Customer Service

  1. USAA
  2. Travelers
  3. Mercury Insurance
  4. AAA Insurance
  5. Nationwide
  6. Safeco Insurance
  7. Progressive
  8. State Farm
  9. The Hartford
  10. The General

The example below highlights how deductible selection can impact insurance costs when searching for cheap insurance for a Subaru Impreza. The data is based on a married female driver, comp and collision included, and no policy discounts are applied.

A 30-year-old driver could lower their policy premium by $422 a year by changing their physical damage coverage from a $100 deductible up to a $500 deductible, or save $634 by switching to a $1,000 deductible. Youthful drivers, like the 20-year-old, could shave $900 every year by choosing a larger deductible amount.

When using a larger deductible, it will be important to have additional savings on hand to satisfy the extra out-of-pocket expense, which deters some people from using high deductibles.

Compare rates to save

Texas insurance rates are determined by lots of factors that can increase the cost of coverage. Getting older, buying a different vehicle, or getting a couple of tickets can trigger price changes resulting in some companies being more affordable than competitors. Not only may things change on your end, but auto insurance companies change rates as often as every three months as an adjustment for underwriting gains or losses. Larger than normal claims may result in more expensive premiums, while better underwriting may result in cheaper Impreza insurance rates.

To help illustrate this point, the graph below shows the companies that have the cheapest car insurance in Laredo, TX for a 45-year-old male driver with no prior claims, no tickets, and excellent credit. If we estimate rates based on his personal risk profile, Travelers offers the best car insurance rates in Laredo at $1,285 per year. This is $619 less than the average price paid by Texas drivers of $1,904. USAA, Texas Farm Bureau, Germania Mutual, and Esurance are the remainder of the most affordable Laredo, TX auto insurance companies.

The example below compares rates after we give the driver from above a chargeable claim, a little lower credit rating, and an imperfect driving record. Since each company uses their own method to set policy rates, analyzing rate quotes could result in a different list of affordable companies as shown below.

State Farm now has the best price on car insurance in Laredo with USAA, Mercury, Nationwide, and Safe Auto also having competitive pricing. This shows why it is important to take the time to shop around to get affordable auto insurance rates for a Subaru Impreza. Rates are impacted by many risk factors and can change without notice, so the lowest-price company three years ago may now be quite expensive.

How to find economical insurance for a Subaru Impreza

Below you’ll find some of the better money-saving ideas that can help drivers quote more affordable coverage.

That last idea is extremely significant, as was noted in this article. Prices charged by car insurance companies in Laredo adjust frequently, so don’t hesitate to buy a different policy if a lower price can be found. Having a favorite company is great, but it isn’t a good idea if that dedication is costing a small fortune. Take a couple minutes and shop around and find cheaper car insurance for a Subaru Impreza.

If you aren’t clear which coverage you need and would like to get some professional input when buying car insurance for a Subaru Impreza, the agencies below are a good start to help you determine which policy fits your needs best.

To find a Laredo insurance agency using an interactive map, click the button at the bottom or click here to compare price quotes.

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